Folks! Get in here if you need a wednesday pick-me-up OR if you just want to celebrate with your fellow millennial! πππ
So today!!!!! on our speakout series!!
weβre featuring Bimbo Salisu @beesdanceco (on IG – Check our her dance moves π)
SHE MOVESSSS like the wind! #WeMove
…and So smoothly like a P418 Millennial
Mi lady paid off her car like ! Bai Felicia with the 2018 wind! BE GONE
WHILE PLANNING HER WEDDING YAAALLLL!!!
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Dear P418 Millennial, YOUβVE GOT THIS! This can be you too! She shares her tips and tricks during the interview.
We are always soooo ecstatic when one of us hits any of his/her goals! Being financially responsible is taxing and we donβt take it as a small win, ITβS HUGE. 17k gone FO LAIF!
Beat that!
Well done mama! More to come.
Look here.
Donβt be caught sleeping on a bicycle, SNOW BALL YOUR DEBT!!!!!
Read Bimbo Salisuβs (BS) tips π – full interview below!
—————-
Me: THANK YOU SO MUCH for “speaking out” BS
Can you give us some pointers on how you achieved this goal? What worked for you?
BS: Whheeewwww Chile!!!
So what I have done is arranged all my debts from smallest to largest… (I think I did this for only my student loans) and then I realized, well my car loan is also a debt!…
When I got engaged, my fiance and I talked about saving aggressively for the wedding and quickly going back to paying off debt. So between May & October, I paid only the minimum on my debt (student loans and car note… well slightly above the minimum, for example if student loan payment was $325/month, I paid $350 and directed the slight overpayment to my lowest balance)
Me: ππΎππΎ
What happened between May & October ?
BS: I was aggressive saving for the wedding…I was just piling up cash
Then I needed to knock a few things out by the end of the year… I saw my car note was remaining about @$2500 in October so I said between October and December, I wanna pay off my next smallest student loan which was $2700 and my car note… and boom… car note gone
My thing was setting small but attainable goals
Between January and May… I set goals to pay off my smallest student loans
October to December, back to knocking βstuffβ out the park
This whole year.. I have been so much more financially responsible than ever before LOL I even treated myself and bought my new phone for myself for my birthday… Cash down
And honestly… at least 4 – 5 times a week, I listen to the Dave Ramsey podcast… getting motivated by folks hollering that they are debt free, getting ideas from people as to how they knocked out their debt.
At a point earlier this year, I picked up a second job as an instacart shopper.. to get extra cash
Me: HUSTLE! BABY!!! HUSTLEEEEEE!!!!!
BS: I would add that I paid the car off 10months earlier than planned. I think it’s Important for people to know that you don’t have to follow the set date that your debt collectors give you, it’s always good to pay it off earlier…
Well, because why not?
Me: π₯°π₯π₯π₯π₯π₯π₯° (Mood)
BS: Dave Ramsey says it.. you have to live like no one else so you can live like no one else… !
And another thing is, I am not perfect.. I still buy random βstuffβ every now and then.. but I know this race is not a sprint, it’s a marathon… pacing myself and attaining my goals
Plus if you have a fiance like mine who is a HUGE SAVER and IS DEBT FREE (Except his house) and is into money management, you too will adjust
Me: WE LOVE YOUR FIANCΓ
I swear my brain is just bursting for you
Because itβs a HUGEEE DEAL
and Iβm soooo PROUD OF YOU
BS: Thanks baby girl!!!
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#life #broke #blog #blogger #bloggerlife #blogs #blogging #bloggers #notes #money #habits #goals #track #hope #squats #death #action #saving #paralysis #broke #commonsense #professionaltableshaker #grow #fail #squats #fitness #goals #wealth #love #loveyourself #diet
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Blog: www.thep418millennial.wordpress.com
34 Comments
libarah
Thanks for your followπ
Desayo Ajisegiri
You’re welcome Libarah! π β₯
What Words May Come
Wonderful advice! We are debt-free, less our house. Dave Ramsey’s advise to do exactly as BS did is priceless! The old debt snowball is what my daughter and her husband are doing now. I’m so glad you have this blog. Keep it up and good luck!
Desayo Ajisegiri
OMG! Absolutely Amazing comment! Thank you so much for your kind words!
AND A HUGE CONGRATULATIONS TO YOU! Thatβs an awesome feat, in no small measure !!
You even passed on the legacy to your daughterβs family! You are a trailblazer!
More power to you π₯
ππΎππΎππΎππΎπͺπΎπͺπΎπͺπΎπͺπΎ
What Words May Come
You are very welcome! Thank you, too! ;-)))
scorpio1987Sajal
wow nicely written!
Desayo Ajisegiri
Thank you ! βΊ
scorpio1987Sajal
its my pleasure babes!
SuperDuque
https://superduque777.files.wordpress.com/2018/12/70_large_8.jpg?w=950
Nirant Gurav
Amazingly beautiful advice dear
Glad to have you in my zone π
Desayo Ajisegiri
Thank you Nirant!!!!
Nirant Gurav
Pleasure always for ur words mate π
Rachana Tripathi
Thanks for your follow β€οΈβ€οΈ
K E Garland
Ummm this is awesome! Thanks for sharing. It’s something simple that we can all do.
Desayo Ajisegiri
Awesome, it is ! Thanks for reading β₯ Yes, we should be disciplined to do.
Village Talk Caribguhl
Awesome stuff congrats
pjlazos
Thatβs awesome!
Desayo Ajisegiri
β€
Antonio PavΓ³n Leal
Thanks for the many “like” that you have left in my blog. Kind regards.
Desayo Ajisegiri
Pleasure Antonio. Much love β€
bernard25
Bonjour ou bonsoir mon Amie DESAYO
Un petit mot de tous les jours
Γa va, merci!!
C’est une marque de confiance , que je t’adresse
Avec du soleil en abondance ou une nuit remplit de sommeil
Pour moi
Ces petits gestes viennent du cΕur
Je te fais aussi un clin dβΕil que je puisse te faire sourire
C’est une bonne recette du bonheur
Gros bisous Bernard
https://i.postimg.cc/brcCFP9Z/f5.jpg
Desayo Ajisegiri
Just say Merci, Mais, Je ne comprends pas Le FranΓ§ais. Donc, Je veut parler en anglais
Desayo Ajisegiri
Can we pls speak English ππ
Thank you! Lol so I donβt get stuck π€£πππ
tref
“Donβt be caught sleeping on a bicycle” What a great line. And good advice.
Desayo Ajisegiri
Haha πππ thank you
lancesheridan
You have an exceptional blog- outstanding!
Desayo Ajisegiri
WOW! That made my afternoon! Thank you oh so much!
lancesheridan
You are sincerely welcome!
Swingers Lifestyle
π
Desayo Ajisegiri
πππΎ
Swingers Lifestyle
Saludos Swingers-Lifestyle
empowergreatsuccess
This is great advice. It is amazing how we can save money if we really want to. π
Layla Earlene Williams
Paying off my car in 2019! This was my confirmations and encouragement!!!
Desayo Ajisegiri
Yaaaaasssssss Layla!!!! WAY TO GOOOOO!!!! πͺπΎπͺπΎπͺπΎ
We will support you every step of the way!
Looking forward to reading more from you on this blog πππ
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