Once there is a formula to solving a problem, I personally believe that’s half the battle.
People who have stellar credit scores didn’t happen on it by chance.
Let’s blame ignorance one last time, on why that credit score isn’t picking up.
*** Pay off your credit cards before the end of your billing cycle ***
a. If you don’t know when that is, call your provider to find out
b. If you can’t afford to pay off the balance completely, add a line to your monthly budget/expenditure, and focus on CONSISTENTLY paying down that balance until you work your way down to $0.00
c. Never close your oldest credit card because the longevity of your credit history does affect your credit score
d. Risking sounding like a broken record per usual, don’t buy what you cant immediately pay off on your credit card.
Don’t pay for that vacation on your credit card.
Don’t. Don’t. Don’t bite more than you can swallow at once !
e. Give it time. Most good things take time, sweat, discipline, accountability and responsibility.
…and just like fine wine 🍷, your score will get better with time 😇😉.
Find more tips from reliable sources.
No need to burden you on the benefits of a good credit score.
At the very least, Employers and Landlords use this as a benchmark 🤷🏾♀️
You know the drill. Do your squats, drink water, work hard, and mind your business.👽👾👦💪💯💯👂👂👂
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